Flock Group Realty in San Diego and North Baja

3 Story For Sale in San Antonio Del Mar

Brian Flock, CDPE, SFR — Wed, 17 Nov 2010 18:22:00 GMT

BAJA'S CONSUMATE OCEANFRONT ECLAVE

• 8,000 sq. ft., 10 bath, 6 bdrm 3 story "Oceanfront balconies" - MLS® $1,090,000 USD - NEW to market

San Antonio Del Mar, Tijuana - BAJA CALIFORNIA’S CONSUMATE OCEANFRONT ENCLAVE

Three residences in one, encompassing 8,000 s.f. of living space and adjacent beach access. Experience 4 oceanfront bedrooms and oceanfront balconies in every unit. Separate metering on each unit saves on utilities and is ideal for rentals. Rentals contributes $2,000 per month based on current business model.

UNIT 1 (MAIN UNIT)
Boasts 3 BRs and 4.5 BA with a enticing pool-a nd-bar area.

UNIT2
Includes 2 BRs and 2.5 BA.

UNIT 3
Offers 1 master bedroom with 1.5 BA.

Envision yourself as the Don o Doña of this incredible Baja enclave. Your guests will be thrilled at the ocean, whitewater, wildlife, and island views. Twelve- and fourteen-foot ceilings enhance the feeling of openness to the outside, world. Roaring fireplaces deliver heat whenever needed during coastal, winter nights.

The entire property is a work of passion by the current (and original) owners and was completed in 2006. Hand paintings, tile mosaics, and stained glass abound. Rooms are tastefully decorated and furnished.

Every drop of water from ever faucet, shower, and spigot is purified, drinkable water. A backup system handles your demands during any possible outage and is also filtered.

A Jandy, remote-controlled spa/pool systems keeps the pool in crystal clear condition, customized to your temperature and water flow requirements. If the ocean views and Margarita didn’t already, the power jets ease away your cares of the world north of the border.

Current rental business is focused on medical recovery clientele and may be transferrable based on buyer experience and qualifications.

Federal Zone Concession transfer authorization will be given with the property sale.
Furnishing are not included but are negotiable.

Escrow and title insurance are welcomed!

Owners are open to carry a portion of the purchase price. Trades in San Diego County will also be considered.

Property information

93% in San Diego County suffer foreclosure instead of short sale

Brian Flock, CDPE, SFR — Mon, 18 Oct 2010 19:54:00 GMT

Denial, anger, and misunderstandings cause many to dig in their heels

Approximately 14,500 homes were in the process offoreclosure throughout San Diego County as of October 18, 2010. Yet of those foreclosuresin process, only around 1,000 (7%)are listed for short sale whereby the owner settles the debt with their bank. Thismeans that 93% of these San Diego homes will foreclose within the next fewmonths and their owners may suffer the negative impacts for nearly 7 years.

The reasons why home owners choose foreclosure over a shortsale are varied but can largely be grouped into three categories:

· Ownersunaware of alternatives: The current housing market is complicated; andmedia, banks, and the Government are often confusing the details. This group ofhomeowners effectively throws up their hands, unable to make sense of theconflicting messages.

· Owners indenial: this group doesn’t open letters from their bank or simply waits fora (non-existent) safety net from the U.S. Government.

· Ownersangry at their bank: tempers run high, especially from those who haveattempted a lengthy modification or believe that their bank should simply lowertheir principle. They feel that the bank is unfair and choose to fight—yetthere are no winners here.

Few home owners in these three categories perform the criticaldue diligence steps to avoid foreclosure. Emotions are allowed to take overrational thinking much too often.

Making matters more ominous is that the investors ofdelinquent loans are squeezing the banks and loan servicers to expedite foreclosure procedures andtimeframes. This means that delinquency and foreclosure proceedings will nolonger be a way to get “free rent” in the near future.

The media has reported that banks are reevaluating theirforeclosure procedures but this is only to make sure they are prepared to handle the new directive to streamline theirforeclosure process.

The end result will be that foreclosures will be executedmuch quicker and delinquent home owners will need to be more proactive inconsidering alternatives to foreclosure.

Foreclosure statistics for selected cities in San Diego County

City	Homes in foreclosure proceedings	Owners attempting a short sale	Percent heading towards foreclosure
Carlsbad	442	49	89%
Oceanside	1,022	63	94%
Solana Beach	46	2	96%
Encinitas	160	9	94%
Del Mar	28	2	93%
San Marcos	551	44	91%
Vista	540	33	94%

2 Story Oceanfront For Sale in Punta Bandera

Brian Flock, CDPE, SFR — Mon, 09 Aug 2010 23:20:00 GMT

Gateway to the Scenic Corridor

• 5,000 sq. ft., 4 bath, 3 bdrm 2 story - MLS® $749,000 USD - Discounted 70% since 2006

Punta Bandera, Tijuana - 100 YARDS OF OCEANFRONT, 5,000 s.f. of living

On the ocean and away from the chaos of city living, yet close to the US and everything you need

This nearly ½ acre and almost of 300 feet of oceanfront is located less than 30 minutes south of California and offers stunning views of the Coronado Islands. Only 9 lots form this neighborhood of what is becoming a luxury neighborhood of high-end homes.

The house was built in the vein of Old School Baja, with Spanish influences, all-custom wood cabinetry, and wrought iron fixtures. At nearly 5,000 s.f. of living space it is truly a landmark at the beginning of the Scenic Corridor.

Daily visits of dolphins, pelicans, other wildlife, and small fishing boats combine with the seasonal migration of the indomitable grey whale. Sandy beaches with rocky outcroppings on the beach below the bluff offer exciting contours for walks and for exploring the intermixed tide pools.

Punta Bandera is located a just 15 minute drive south of the US/Mexico border and just north of Rosarito along the Scenic Corridor and toll road where you can receive a 50% discount every time you go through the first toll booth.

Movies, shopping, and dining are all within 5 minutes in both directions. Baja’s new and largest shopping center, Pabellon de Rosarito, is just 8 minutes south along the beautiful and well-maintained Scenic Highway.

The Real del Mar Golf Resort and Country Club is just two minutes away. Play canyon style golf throughout rolling hills all while enjoying the natural beauty of the Pacific Ocean and Coronado Islands. Real del Mar’s championship par 72, eighteen holes course boast 6,400 yards of pristine golf and six lakes.

Title insurance and escrow services welcome!

Property information

New, foreclosure alternative guides released by California Association of REALTORS

Brian Flock, CDPE, SFR — Sun, 30 May 2010 14:39:00 GMT

Nine, localized guides available to home owners in San Diego County

The California Association of REALTORS ® (C.A.R.) has released the Foreclosure Prevention Library, nine informative guides explaining how homeowners can avoid foreclosure and foreclosure scams.

The new guides consist of the following titles:

Proposition 8 - Property Tax Relief
Alternatives to Foreclosure
Avoiding Foreclosure Scams
Foreclosure Prevention Resources
Foreclosure Timeline
Homeowner Liability After Foreclosure
Foreclosure or Short Sale?
Short Sale Process
Tips for a Short Sale Seller

Each title contains helpful information for homeowners who are facing the possibility of foreclosure.

Free, localized copies of the guides are available online HERE.

For more information: Brian Flock may be reached at brianflock@kw.com or (858) 779-4375.

Single Story For Sale in City Heights--$120K

Brian Flock, CDPE, SFR — Wed, 21 Apr 2010 09:55:00 GMT

Consumately affordable living...in style

• 824 sq. ft., 2 bath, 2 bdrm single story - MLS® $120,000 USD - Imagine a $18K tax credit

Fairmont Park, San Diego - Imagine an $18,000 Federal and State tax credit on this WITH A CONTRACT BEFORE THE END OF APRIL and closing by the end of June.

Beautiful lower-corner, end unit.

Views of the Coronado Bridge, downtown, and the canyon.

Charming dual-master condo with upgrades:
* Granite countertops
* Tile in bathrooms
* Carpet in bedrooms
* Hardwood flooring.

Laundry closet with washer and dryer in the unit.

Latitude is a gated community with a sparkling pool and spa; and sauna.

Ammenities include BBQ/picnic areas with a fitness center.

One of the few units with 2 assigned parking spaces.

Property information

San Diego Association of REALTORS broker finds homes for thousands

Brian Flock, CDPE, SFR — Thu, 08 Apr 2010 17:47:00 GMT

North County’s Brian Flock to mark anniversary of a massive “client relocation effort” at the Carlsbad 5000

Carlsbad, CA, April 8, 2010: Sometimes understated yet rarely one to be a dullard, North County broker Brian Flock of Keller Williams Realty and member of the San Diego Association of REALTORS (SDAR) is for the first time ever publicly celebrating the anniversary of his most massive and demanding client relocation project ever.

Spring 2010 and the “Carlsbad 5000” race help mark the anniversary of when Flock acted in the capacity of dual agent to find a new home for thousands of clients in a single day. This unprecedented feat for real estate broker was accomplished under extraordinary pressure, requiring calm and clear-headedness in order to complete the monumental task in less than one hour.

On the spring day in question just a few years ago, Flock was taking pictures of a piece of land for an investor when thousands of new home seekers suddenly approached him, “as if it were out of a black cloud in the sky,” according to Flock.

The thousands of honey production workers literally descended on and clung to Flock beginning at his head and descending down his torso to his thighs. (Later Flock was to learn that these unexpected guests were of the genus, Apismellifera scutellata, more commonly known as “killer bees.”)

Not completely aware of the intentions of the visitors draped from head to thigh, Flock decided to stay completely still for several minutes. Yet with the language differences between Flock and the new home seekers—who merely made a deafening buzzing sound—he could only surmise that they were looking for a new home. The regular pinch of the stinger from one of the guests convinced him that they were in a hurry to accomplish this task.

Realizing that his original investor client and the listing agent were of no assistance given the sheer numbers of the impatient home seekers covering his body, Flock had the presence of mind to take pictures of this unprecedented event (as his camera was still in his hand when they arrived). While taking pictures he marveled at the irony of how a seemingly simple real estate task could become a matter of life and death.

Within an hour Flock had single-handedly relocated the thousands to a much more suitable home environment, complete with a flowering cactus garden in a very private area where they could peaceably live on flower nectar. Although appreciative of the opportunity to successfully help so many, Flock expresses a sense of relief to be done with the task.

Having been delayed to such an extent, Flock ran with haste in a virtually disrobed state back towards the listing agent and his investor client (who ultimately bought the property). All were notably incredulous of the claims of his experience until they viewed his wounds and the resulting photos. They were further convinced when hundreds of the swarming home owners followed them to their car, but all persons decided that they had no time for a final farewell.

The task was so arduous and resulted in upwards of 150 venomous stings which ravaged his soft muscle tissue and required emergency treatment for the exhausted Flock. Yet he looks back on his most difficult dual agency task with a degree of nostalgia.

“After finding a home for thousands of killer bees and an investor on the same day,” noted Flock “, it’s no surprise that I find it enjoyable to help the good folks of San Diego County.”

About Brian Flock

Brian Flock developed a special connection with San Diego and Baja California, Mexico since first visiting in 1973.

In 2002, he began his move out of hi-tech marketing in Silicon Valley and into real estate in the greater San Diego area. Brian holds an MBA; a BS/Computer Science and Statistics; and an associate's degree in Real Estate

He regularly applies practical and analytical skills to the needs of sellers and buyers, utilizing dozens of Internet and wireless technologies to serve his clients’ needs.

A regularly published columnist on real estate topics since 2006, Brian was also the land acquisition broker for Punta Brava, home of Tiger Woods' future oceanfront golf course.

Brian is fluent in Spanish and further serves the region's vibrant Hispanic community.

An "amateur anthropologist of irony," especially since his killer bee experience, Brian's reveals the fascinating business of local real estate while providing insightful advice to buyers, sellers, and real estate contemporaries.

Brian may be reached at brian@flockdreamhomes.com, Flock Dream Homes (www.FlockDreamHomes.com), or (760) 271-8761.

Mexico President pledges incentives for filmmaking in Rosarito, Baja California

Brian Flock, CDPE, SFR — Mon, 15 Mar 2010 14:07:00 GMT

By Brian Flock (Mexidata.info)

Mexican President Felipe Calderon, while visiting Baja California on March 9, pledged incentives to attract international filmmakers and productions to Rosarito Beach (Playas de Rosarito). The president implemented the "Program to Support the High-Impact Cinematographic and Audiovisual Industry," which is designed "to once more attract large movie productions to the Rosarito area and the rest of the country."

Speaking to an audience of about 400 people, Calderon pledged an initial US$20 to $40 million to strengthen the country’s film industry, plus incentives to attract productions from around the world. Major movie productions will be given financial incentives through a 7.5% cash reimbursement for proven local expenses that firms incur in Mexico, plus international investments will have an incentive of up to 17.5% in reimbursement of expenses for productions costing at least US$5.5 million.

"The federal government has proposed taking the necessary measures to give a fresh impetus to the high-range audiovisual and cinematographic industry in Mexico, through programs it is supporting in this marvelous renaissance of Mexican cinema, this second Golden Age it has experienced during the first decade of the 21st century," the president declared.

“I am sure that the age-old magic, culture, imagination, history and talent of our country will provide the ideal framework for producing successful, unforgettable films and, at the same time, provide work and a decent income for Mexico’s young creative talents, and give work to actors and movie workers in our country,” he said.

Calderon made his remarks at Baja Studios in Rosarito Beach (formerly Fox Studios Baja), which was built for the production of James Cameron’s "Titanic" and where portions of other blockbuster movies, including "Master and Commander" and "Pearl Harbor," have been filmed.

The president was received by Rosarito Mayor Hugo Torres. Other dignitaries attending included Baja California Governor Jose Guadalupe Osuna Millan and additional government officials.

Actors Edward James Olmos and Diego Luna were featured guests. Other attendees included Punta Brava developer Brian Tucker and The Baja Blondes, a new American lifestyle reality show troupe who live and work in Rosarito Beach.

“Rosarito has become a place of great importance for the film industry, [which] is precisely why it is here we announce this program for the promotion of film production," Calderon said. He stressed that the film industry has great importance in the global culture, plus it is an excellent source for jobs, income and regional promotion.

“Rosarito has shown that it is possible to offer world-class services to the film industry,” Calderon said. “Productions here have brought international fame to the city.”

Rosarito Beach has been particularly hard hit by the economic downturn and by day-tripper negative perceptions of security issues based on U.S. media reports. The town, meanwhile, has registered a 21% reduction in crime as a result of various law enforcement improvements and crackdowns.

For his part, Mayor Torres reiterated the importance of promoting the film industry. Torres noted that film production can be a key to the area’s economic recovery as well as a boost for tourism.

——————————

Brian Flock, a MexiData.info contributor, is a licensed California real estate broker, as well as a degreed and certified broker in Mexico. He may be contacted at Flock Dream Homes (www.flockdreamhomes.com), brian@flockdreamhomes.com, or (619) 793-5224.

San Diego and Tijuana spring forward together at last

Brian Flock, CDPE, SFR — Sun, 14 Mar 2010 15:02:00 GMT

Clocks change in unison for the first time since 2007

by Brian Flock

Two years after the 1994 North American Free Trade Agreement (NAFTA), Mexico adopted the daylight savings time of its northern neighbors, the United States and Canada. After years of tangled schedules and manufacturing challenges posed by differing schedules, the occurrence of Daylight Savings Time (DST) had finally took hold of virtually all of North America.

Fast forward to 2007 when the US government voted to implement an “energy savings” plan which effectively added another month of DST each spring. The result was chaos at the border in light of up to four weeks in gaps between the schedules of the two countries.

In the words attributed to former Mexican President Porfirio Díaz (1830 –1915), “Poor Mexico, so far from God and so close to the United States!”

After thirteen years of relative coordination, Mexico (and more particularly Border dependent on commerce) was thrown into a confusing clash of the clocks.

Commuters from Mexico to the US (who already had the challenge of the morning border crossing) suddenly had to arise more than an hour early due to the tangled mess. Day-trippers and vacation home owners from the US found their favorite haunts closed for breakfast or found themselves late (or early) for appointments. Even tourists on cruises and flights found confusion at the docks and airports of the Mexico’s interior.

For Mexico, the change raised a conflict between practicality and sovereignty. State and local leaders at the border clamored for adoption of the new schedule. However, Federal-level arguments ensued that the US DST change was a simply a trial and could just as easily go back to original standard.

Then in December 2009, Mexican Federal authorities voted to reconcile the Mexican schedule with the US and Canada for border towns. (Tourists on cruises and flights to the interior of Mexico will have to wait until April 4!)

Thus San Diego and Tijuana spring forward together for the first time in three years.

Yet the question remains: after all of this commotion, is anyone saving energy?

Brian Flock is a licensed California broker (01870163), as well as a degreed and certified broker in Mexico. He is a realtor and a member of both SDAR and AMPI Rosarito. Mr. Flock may be contacted at Flock Dream Homes, brian@flockdreamhomes.com , or (619) 793-5224.

San Diego Association of REALTORS broker awarded Platinum certification

Brian Flock, CDPE, SFR — Fri, 12 Mar 2010 17:07:00 GMT

Brian Flock to service Bank of America’s Cooperative Short Sale program in San Diego County

California-licensed real estate broker and San Diego Association of REALTORS member Brian Flock has been awarded Platinum certification for the system to be used in Bank of America’s Cooperative Short Sale program.

The Bank of America program—currently in Beta but expected to be launched formally in April 2010—utilizes the online Equator platform (formerly known as REOTRans). Equator provides 24x7, automated handling of short sales.

Bank of America distressed loans that have not qualified for loan modifications by the Home Affordability Foreclosure Alternative (HAFA) program will be handled by the Equator platform.

Platinum certification on Equator ensures that Brian Flock is skilled at handling the electronic filing of paperwork required for Bank of America’s Cooperative Short Sale program.

Additionally, Brian utilizes his computer knowledge, marketing skills, and real estate experience to minimize the impact of the sales process on distressed home owners. He makes sure that the transaction is handled with sensitivity and in the least invasive way possible for the transitioning home owners.

Qualifying home owners may even receive relocation assistance under the HAFA program.

Brian was also one of the first REALTORS in the nation to be certified in 2009 as a Short sale and Foreclosure Resources (SFR).

Home owners with distressed Bank of America loans may contact Brian directly at (619) 793-5224 or may visit his Web site dedicated to the Bank of America Cooperative Short Sale program by clicking HERE.

Open House in Del Mar Heights on Wednesday

Brian Flock, CDPE, SFR — Fri, 26 Feb 2010 18:51:00 GMT

Del Mar Heights, Del Mar - We invite licensed agents and brokers to visit our open house at 13814 Boquita Drive on March 31 from 1:00 PM to 4:00 PM.

Wine is not allowed to be served per MLS rules but feel free to admire the craftsmanship and selection of the wine cellar. Shoot some pool at your leisure and enjoy light refreshments.

Sorry. This event is not open to the general public. Feel free to schedule a private viewing or talk to your Realtor.

Property information

Oceanview, Luxury Home For Sale in Del Mar Heights

Brian Flock, CDPE, SFR — Wed, 17 Feb 2010 04:53:00 GMT

Offers accepted from $1.695M to $1.945M

• 4,040 sq. ft., 4 bath, 4 bdrm 2 story - $1,695,000 USD - Value range pricing

Del Mar Heights, Del Mar - Welcome to picturesque Boquita Drive in Del Mar Heights.

This upscale, ocean view home is just blocks from the Del Mar Village and West of I-5.

Completely renovated and expanded with exceptional, modern craftsmanship in 2004, it is walking distance to the Del Mar Heights Village shopping center, the Torrey Pines State Reserve, and the majestic Pacific Coast.

The UPPER LEVEL boasts travertine floors throughout. Cathedral ceilings create expansive kitchen, Great Room, and master bedroom areas.

The kitchen is employs Alder wood cabinets, Italian granite and high-end appliances for the pampered chef or hopeful amateur. Instant-hot and filtered water help make short work of preparation.

The workstation desk and cabinets offers modern convenience plus views to the gorgeous ocean sunsets.

The LOWER LEVEL embraces beautiful, red oak floors that cover virtually every square foot of living area.

The family room—currently outfitted in Parlor fashion—boasts a climate controlled wine cellar for 500 vintage bottles along with a wet bar and a Sub Zero refrigerator.

Two of the bedrooms have walk-in closets. A third offers workstation space for a home office or for the bedroom of a full-time student.

The guest bath gives access to and from the backyard, a welcome convenience for outdoor entertaining.

LANDSCAPING

Relax amidst the private yard and tropical landscaping with mature, specimen-class foliage.

A waterfall sounds gently by day and night, whereas the outdoor fireplace warms any coastal chill. For extra warmth or relaxation, soak in the Caldera hot tub with contoured seating.

The full outdoor kitchen island services your largest gatherings.

Property information

FHA suspends “anti-flipping” rule for home sales for one year

Brian Flock, CDPE, SFR — Sat, 16 Jan 2010 16:16:00 GMT

February 1 rule to allow FHA borrowers to make offers on foreclosed properties

According to a January 16 report in the North County Times, the FHA has announced a one-year reprieve from the administrations “anti-flipping” to start in affect on February 1, 2010.

The anti-flipping rule was instituted in 2004 as an attempt to prevent FHA loans from getting caught up in speculative buying by FHA-backed borrowers. Yet at the time, FHA loans comprised a miniscule percent of the loans in the market and only prevented a few hundred FHA loans a year.

Now FHA loans represent approximately 28.1 percent of all loans in San Diego County according to real estate data firm DataQuick.

The abundance of housing demand in the current distressed housing market has been a source of much frustration, particularly for first time buyers looking to use an FHA-backed loan in order to take advantage of the first-time buyer’s $8,500 tax credit. The tax credit, which was already extended once, is widely expected to end for contracts not signed before April 30, 2010.

Until February 1, 2010, only cash and conventional loan borrowers have been able to purchase homes that had been foreclosed by investors. This left FHA borrowers with good credit yet with limited funds no ability to make offers on those homes.

The exact affect of this suspension is uncertain with continued demand for the homes by all cash buyers and conventional loan buyers who usually put down at least 20% on their purchase. FHA borrowers normally only provide 3.5% down and additional FHA “health and safety” rules can make investor asset managers wary about contracting with FHA borrowers.

However, the suspension will be welcome for buyers and the real estate community that represents them.

Time will tell if the suspension translates into more sales of foreclosed and distressed properties to FHA borrowers during February, March, and April when the first time buyer credit ends.

For more info: Brian Flock may be reached at brian@flockdreamhomes.com, (619) 793-5224, or www.FlockDreamHomes.com. NEW! Get a FREE home search phone app for GPS enabled smart phones by texting FLOCK to 87778 or by visiting http://www.SanDiegoSmarterAgent.com

Referral fees for Hispanic clients best served by a bilingual agent

Brian Flock — Wed, 30 Dec 2009 18:05:00 GMT

Hispanic clients under-represented in San Diego County

In a nation where the Hispanic population is growing faster than any other ethnic group, it is regrettable that so many of these people have been poorly or underrepresented in the home buying process.

Thousands are facing foreclosure and many others have succumbed to “loan modification” scams that have finally been partially curtailed in California with the elimination of up-front fees.

Are you a licensed real estate agent? Do you meet Hispanic, bilingual clients who could be well served by a fluent Spanish-speaking broker?

Let’s make sure to serve those clients cooperatively and well!

You will get a 25% referral fee on that side of the business and your client will get the attention, cultural sensitivity, and ethical treatment that they deserve.

Call me, Brian Flock, at (619) 793-5224 or (760) 271-8761 or write me at brian@flockdreamhomes.com and I will gladly send you a referral agreement via Docusign.

The über-responsive (AND BILINGUAL) broker

Wachovia mortgage relief sets bank service standard in San Diego County

Brian Flock — Wed, 23 Dec 2009 20:44:00 GMT

Company adds field service personnel to assist distressed homeowners

by Brian Flock

Distressed home owners with a Wachovia or World Saving home loan in San Diego County can breathe a little easier heading into 2010. Wachovia (which bought World Savings and which was itself acquired by Wells Fargo) has just rolled out its successful short sale program throughout San Diego County. The new program is targeted to previous borrowers with hardships that prevent them from qualifying for a loan modification.

Wachovia’s enhanced customer service program called the Wachovia Short Sale is even more progressive than Obama administrations new Home Affordable Foreclosure Alternative (HAFA) program (which won’t begin until April 5, 2010). The key differentiator to the Wachovia program is local field customer service personnel employed by Wachovia whose job it is to work with borrowers and real estate agents to find the best path to debt relief and relocation assistance, while avoiding foreclosure.

Unlike a typical short sale that can take from several months to over a year to complete, the Wachovia Short Sale program commits to 45 day closings on short sales with 38 days being the average according to sources at the company. This helps ensure that the new home buyers stay engaged with the sale and that the current home owner is relieved of their mortgage deficit.

Responses to purchase offers are generally provided within a week and relocation assistance is available to distressed home owners as necessary. This helps the home owners better preserve their credit score by avoiding lengthy closings. Owner relocation assistance of up to $5,000 by Wachovia has been reported in comparison to HAFA’s program that offers $1,500 to distressed borrowers.

Based on other new FHA lending programs offered by certain investors, Wachovia home owners with good credit but who are experiencing a hardship with their current mortgage may even qualify to purchase a new home immediately after the Wachovia Short Sale at today’s more affordable home pricing.

For more information: Contact Brian Flock at brian@flockdreamhomes.com , at www.FlockDreamHomes.com or at (619) 793-5224.

KOGO AM 600 show sponsored by San Diego Association of REALTORS covers Baja California life and real estate for US citizens (AUDIO RECORDING)

Brian Flock, CDPE, SFR — Mon, 07 Dec 2009 18:21:00 GMT

Real Estate Today, the weekly on-air talk show hosted by George Chamberlain and sponsored by the San Diego Association of Realtors (SDAR) president Erik Weichelt, addressed the facts and myths about real estate in Mexico on Sunday, December 6, 2009 from 9:00 am to 10:00 am on KOGO AM 600 radio.

Special guests on the show included three US citizen real estate professionals: Larry French, Roy Warfield, and Brian Flock. The three are realtors, with two of them practicing in both San Diego County and Mexico.

The relative strength of the dollar and US retiree desires for coastal living have caused many to consider real estate south of the United States border, in Mexico. Yet controversy invariably touches this southern neighbor, particularly over the past few years.

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